We use cookies and other tracking technologies to improve your browsing experience on our site, show personalized content and targeted ads, analyze site traffic, and understand where our audiences come from. To learn more or opt-out, read our Cookie Policy. Affiliate Disclosure. An appliance extended warranty can help protect you in the event that an important appliance or system breaks down unexpectedly.
Keep reading to learn more about appliance extended warranties and how they stack up against home appliance insurance. In general, the benefits of a home warranty are their convenience multiple items covered under one contract and their comprehensive coverage for the many appliances within your home.
One downside of home appliance warranties is the cost, though this can vary considerably based on the coverage you choose, the square footage of your home, and where you live. Because these warranties apply to individual appliances, homeowners pay for exactly the coverage they want on the appliances they want covered. These warranties are typically offered through the manufacturer or dealer, meaning the technician who comes to your service call will be intimately familiar with the appliance being serviced.
Both extended warranties and home warranties come with their pros and cons, and homeowners should carefully evaluate their needs before choosing one or the other. In general, extended warranties cover damage caused by general wear and tear to mechanical and electric components of your home. An appliance extended warranty only applies to specific devices, which means a separate policy must be purchased for each appliance you want covered.
Learn more about:. A malfunctioning washing machine will leave you with a pile of dirty clothes and a trip to the laundromat on the schedule. When you experience a covered problem with your washing machine, AHS will connect you with a qualified, professional service contractor who will repair or replace your failing washing machine.
Dinnertime becomes much more difficult when your oven malfunctions. If your unit won't heat, for example, an AHS Home Warranty will help get your oven repaired or replaced per the warranty terms.
Your refrigerator is used almost every day. With that kind of regular use, normal wear and tear is inevitable. When your refrigerator stops functioning properly, your AHS home warranty will cover the repair of your malfunctioning refrigerator per the warranty terms.
Built-in microwaves are a modern-day convenience that you probably use quite often. However, this appliance has a life of about 8 or 9 years, and during that time, you might experience more than one malfunction. An AHS home warranty offers a layer of protection when these malfunctions occur.
The cost for an American Home Shield warranty varies based on the plan you choose and your location. The company gives customers the option of a higher service fee for a lower annual premium.
We also created a point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:.
The customer service team's availability, what guarantees are offered, and what customer communication channels are provided online customer portals, quote forms, etc. Factors that make the customer experience more seamless, such as allowing customers to choose their own contractor. Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry. A home warranty involves a legal contract, so it's important to read it and understand it before you sign.
As a smart consumer, you should find out the answers to the following questions before you decide on a home warranty service plan. A: Understand that the total cost includes the monthly or annual premium and the service fees required when you file a claim. A: If you have recently purchased an appliance, the manufacturer's warranty may still be in place.
Find that document and determine if it's still in effect. A home warranty generally won't cover an item that's under the manufacturer's warranty.
A: It should all be spelled out in the contract. Granted, they aren't very riveting reads, but spend some time with the document to be sure you know what's covered and excluded. A: Find out who makes the decision on when to replace an item rather than fix it, even if the item has required repeated visits from a technician.
A: See what dollar-amount limits the plan has on repairing or replacing any individual items. Also check the contract to see if there are limits to how many claims you can file in a year. Custom Kitchen. Each business or product we feature has been independently selected and reviewed by our editorial team.
If you purchase a product or service using the links included, we may earn commission. Each product we feature has been independently selected and reviewed by our editorial team. If you make a purchase using the links included, we may earn commission.
Visit Site. Cinch logo. Best Membership Perks. CHW logo. SHW logo. FAHW logo. Best Coverage Upgrade. AFC logo. Best Plan Variety. What Is An Appliance Warranty? Does Homeowners Insurance Cover Appliances? If there's a fire in your home, the dwelling insurance part of your homeowner's policy may cover damaged appliances such as the furnace. Personal property insurance, which is usually part of the homeowner's policy, might cover the refrigerator or stove damaged in a house fire. If there's a lightning strike that causes a power surge, you may be able to make a claim for appliances that were damaged, whether it was a water heater or a washing machine.
Not a member? Need further assistance? Please call Member Services at Extended warranties. Sign in or Become a Member. What We Found In our latest survey on electronics buying, 65 percent of in-store shoppers said that sales staff had pitched a service plan to them.
What to Do Self-Insure Save the money you'd otherwise spend on service plans. When you shop through retailer links on our site, we may earn affiliate commissions. Learn more. Sharing is Nice Yes, send me a copy of this email.
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