Here are seven smart ways to raise money quickly without causing irreparable harm to your finances. Does the corner of your jewelry box hold your dad's Rolex, your mom's engagement ring, or a diamond pin you rarely wear? What about goodies tucked away in your closet—perhaps a fancy bridesmaid dress or your inherited great-aunt's fur coat. One online platform ready and willing to pay cash for your clothes is thredUp —in the Help Center click on "The Clean out Process" to find out how the selling process works.
You also may be able to make fast cash by selling off recent-model electronics, like big-screen TVs, tablets, phones, laptops, and game consoles, as well as media like DVDs, CDs, books, and games, on sites such as Decluttr , Gazelle , and uSell , and marketplace sites like Swappa.
Or you can try posting them on Facebook, Craigslist, and Twitter; run an ad in your local newspaper; or peddle these pieces to friends and family members. Depending on the quality of the garments, electronics, and media you're willing to sell, you could quickly rake in hundreds—or more—in much-needed cash. If you don't have any high-value items to unload, you can try selling your services instead—especially if you are out of work and have time on your hands. If you're not up for dealing with dogs or kids, you might offer to mow the grass and wash cars for people in your neighborhood, or drive a neighbor's elderly aunt to her doctors' appointments.
Or, if you enjoy driving, you might sign up to be a Lyft or Uber driver. You could also grocery shop for busy friends or the elderly offer to repair and paint your sister's dilapidated fence. Depending on how many jobs you take on and how much you charge for each task, you could scrape together a few hundred bucks within a single weekend. If you don't have enough people who need work done, try signing up for jobs through websites such as TaskRabbit , Thumbtack, or skills-based work in Upwork, Freelancer, or Fievrr.
An emergency fund can provide a financial cushion to help when unexpected costs, like medical bills, or loss of a job, occur. Try to set aside money when you can to start one. At first glance, this advice may seem a little absurd—but it's not a joke. Hunt around the house to collect all those hidden coins. Once you dig up every last cent, haul the trove to your local bank or credit union.
Some banks will count change for free for their customers, although others may require you to count and roll your change on your own. Either way, once you convert those coins to cash, you could have another hundred bucks to put toward your emergency expense.
One man's trash is another man's treasure, as the saying goes. While garage and yard sales require a lot of work, they can bring in a decent chunk of change for some sellers. Be sure to advertise on Craigslist, Facebook if you have a local group , your local newspaper online as well as print , and church bulletins, and put up neon signs with black lettering in key locations to bring in as many people as possible.
For more significant amounts of money, the first four steps may not suffice. That's when it makes sense to look at your k. You can also borrow, rather than withdraw, money from your k , a better choice if you can manage it. With a traditional IRA, your options are more limited, but even then, there are some situations in which you can withdraw retirement money at little cost to you.
This means that if you can write in a way that engages a reader and keeps them wanting more, you have a skill that you can charge money for.
And, in some cases, a lot. Making money as a freelance writer comes down to two key steps:. Car rental apps, like many other gig income streams , have blown up in popularity over recent years, especially in densely populated areas. Have a spare vehicle or hardly use the one you have?
If you are comfortable with accumulating a few extra miles on your car, consider listing it on an app like Getaround, Turo, or HyreCar and get paid to let people rent your car. Popular car-sharing sites include HyreCar , Getaround , and Turo. Trusted Car Sharing Apps:. More responsibilities equals more money. Making the leap to the next level, no matter where you work, is one of the best ways to immediately lock in extra money.
Getting a raise is harder than getting a promotion. Would you rather a pay more money for the same service, or b pay more money for additional responsibilities? Regardless, sometimes a raise is in order, especially if you have worked for several years without one. If you have a lawnmower, a pressure washer, or a heavy-duty carpet cleaner, you can solve those problems and get paid in the process.
To advertise your services, you can post flyers in your neighborhood, post in local Facebook groups, or do it the old-fashioned way and knock on doors. When I was a student at Virginia Tech, I participated in a 6-week study that looked at the effects of a high-fat diet on metabolism and digestive health.
If you live near a university, check the web pages of different departments to see if there are any researchers looking for subjects. Webinars have been around for years, usually as a sales funnel for a paid product or service. But with video conferencing via Zoom or Skype becoming more mainstream, there is nothing stopping you from hosting your own live teaching session to paying students.
In the example above, a personal finance blogger is offering training on search engine optimization SEO. Have you ever found yourself with a stack of gift cards after the holidays or your birthday? If so, you might know the feeling of being compelled to spend money at a certain merchant just because you have a gift card, not necessarily because you want or need anything from there.
Every year I would get a gift card for AE, and I never knew what to do with it. Turns out, there are plenty of websites, like Raise. Do you like creating art as a hobby? If so, there are lots of opportunities to turn a hobby into a profitable side hustle. Etsy is an online platform that allows artists to sell their handmade art to a large audience in exchange for a small portion of the final sales price.
If the owner or manager likes your work, most will gladly say yes. When you go to sell your jewelry, keep these tips in mind:. Many employers are often on the lookout for top talent to join their team.
Depending on where you work and the needs of your employer, there may be incentive programs that give you the chance to get paid for any successful referrals you provide. This is an especially popular way to earn quick cash during the holidays and over the summer when many families are vacationing. If you are interested in learning more, check out our guide to making money as a housesitter. Sites like Care. One challenge that retail businesses and chain restaurants face is keeping the customer experience the same across several different locations.
And of course, these mystery shoppers are paid for their time. A mystery shopper will usually take note of things like merchandise stock levels, what promotional signs are on display, and how the customer service was. To become a mystery shopper , start by finding a reputable company that specializes in this type of work. Stay away from any company that tries to charge you an up-front fee for training.
Amazon never seems to go out of style. But did you know that the company has an almost constant need for more drivers to deliver packages? Similar to companies like Uber, Postmates, DoorDash, etc. If you have a vehicle that can reasonably fit several packages and meet other requirements, you can start making money on your own schedule with Amazon. Real estate is a competitive business, and with sites like Zillow and Trulia that are flooded with listings available for public view, agents need to stand out.
A well-crafted and well-edited drone video of a property and the surrounding area is one way to quickly make a listing more memorable — and therefore garner more inquiries from potential buyers. If you have a drone or are willing to invest in one , start learning how to capture great footage.
Have you ever seen a listing where the photos were clearly taken by the owner with no photography experience? Most real estate agents have a professional photographer they work with for new listings, but if you are willing to network and make connections with the agents in your area, opportunities are bound to open up.
Storage units are expensive. To address that, a new company, Neighbor. According to Neighbor. Once the word gets out about them, expect to see this become much more mainstream over the next few years. This is the modern-day equivalent of checking for spare change underneath your couch cushions, but with a potentially much higher payout.
One day I plan to use my points on booking a vacation somewhere, but if I was in a pinch and needed money right away, I could always convert the points to cash. If you have any skill that can be performed for a client remotely, it is almost guaranteed that there is a need for that skill by someone on Upwork. Upwork is a site that connects freelancers to clients in dozens of different specialties.
The site is especially useful for freelancers that have not yet built up their own personal network of work connections and need to drum up business ASAP. But nonetheless, there is money to be made selling plasma for those willing to endure a few needles.
For new donors who donate a certain number of times during a specified time period, there may be special bonuses. The FDA limits donations to two in a week and two days apart, which means that you can theoretically earn a few hundred dollars each month by giving plasma.
Consulting is big business, and anyone who is an expert on something can become a consultant. Startups and established companies alike use consultants to find guidance on strategic decisions, streamline processes, and offer input on products and services.
Suppose you wanted to open up a coffee shop in your town, but had no experience in the coffee industry. By hiring a consultant who is an expert in the coffee business, you would have a much higher chance of success. If you are an expert in a given field, you can create a profile on a site like Clarity.
FM and get connected with entrepreneurs who are seeking guidance. Learn more ways to save on a tight budget. Sell spare electronics. Sell unused gift cards. Pawn something. Spend smarter. Get rewarded. Link your cards to see which ones will earn the most from your spending — and new ones to check out. Work today for pay today. Seek community loans and assistance. Ask for forbearance on bills. Request a payroll advance. Take a loan from your retirement account. Borrow against life insurance. Use a credit card cash advance.
Look for a payday alternative loan. Take out a personal loan. Rent out a room. Moonlight as a dog sitter. Become a rideshare or delivery driver. Cut your insurance premiums. Consolidate your debt. You can do affiliate marketing without a website, but I humbly suggest you build one. We also made a guide to learn blogging to help you figure out how we make money with blogging. We make thousands of dollars passively every month with affiliate marketing, and started making money within a few months after we started.
GettyImages can sell your photos for you when you sign up as a contributor. Selling your photos online is a great way to generate a passive income, although it may take a little while to ramp it up. This option is available to anyone, anywhere. Another great way to make money online is by selling t-shirts and other merch online, like stickers, wall prints, and so on —without inventory or having to ship anything , using sites like Teepublic or Printful.
The process can be pretty instant; we made a sale on our first day when we gave it a shot. Uber , Lyft, and Grab are all at the top these make money fast posts, and for good reason. You can choose your own hours and get paid quickly to drive people around your city. You can also drive kids around with Kango, deliver groceries with Instacart, or loan your vehicle to other people with Fluid Market or Get Around.
Or you could do any number of odd jobs with GigWalk. You can learn more about Gigwalk in the press. The gig economy is full of different apps that offer jobs near me —but to apply for a single job often means downloading an app. AppJobs aggregates the best of the gig economy into one place and sorts them by location for job seekers who need to make money fast, without having to download all those apps.
Banking fees and service limitations vary by usage and financial institution. Some banks have a large minimum balance requirement to unlock no-fee banking options, and most make transporting money across borders an expensive ordeal —with trumped up fee percentages and dismal foreign exchange rates. In our opinion PayPal is trash, too.
You can open an account in multiple countries, whether you live in Canada, the US, Australia, and over a hundred others including India and South America to exchange or move money at proper and fair market rates.
If you live in a supported country you can get a bank card to use at ATMs and point-of-sale purchases. If you live in one place and send money back home to another country, Wise is your best bet to carve off hundreds of dollars per year in international money transfer fees. Try out their calculator to see what I mean.
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